Think about it; you take out an insurance policy in good faith and it is only when you come to make a claim on it, when you need help the most, that the insurance is withdrawn. This raises so many questions for me about how insurance is regulated and how far the public can go to take action against insurance companies who operate without the integrity you would expect.
For example, if you are making a claim for a car that has been written off it is difficult to get a payout that buys you an exact match, in terms of the vehicle and any warranty that you had on it. In fact, you are almost expected to be out of pocket, even if the accident that caused the damage was not your fault.
